NetSpend

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2.1
Reviews 434
5 Stars
2%
4 Stars
1%
3 Stars
0%
2 Stars
3%
1 Star
94%

Illinois
1 review
4 helpful votes
Follow Carmelo M.
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Deal with any prepay service but Netspend. I was a 7 year customer...Run! Good luck getting a supervisor on the phone, they'll put you on hold forever before they provide one.

Date of experience: January 4, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that. Please email us at [email protected] if you would like to speak with us about your experience.

Thank you,
Netspend

Colorado
1 review
9 helpful votes
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NETSPEND Customer Service Sucks!
January 4, 2023

I purchased a card for my nephew who is 15 and he registered the card and then when they asked for his ss number he stopped! So I gave him cash and took the card back and have not been able to activate this card and been on the phone for 3 days trying to get someone to help and it's just a vicious cycle! They hung up on you and transfer you back to the first person... never ever will I purchase one of these NETSPEND Cards again! Reporting as Fraudulent!

Date of experience: January 4, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that.

We ask that users be at least 18 in order to activate our cards. We recommend having the guardian of the minor recipient reach out to us at [email protected] for assistance.

Thank you,
Netspend

Canada
1 review
0 helpful votes
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NetSpend is a bunch of crooks
January 2, 2023

Went into the Walmart and purchased a $200 NetSpend debit card I was going to let a friend use it to help pay their electric bill. Tried to get it activated and my information wasn't in their database I social security number my address my phone number after I gave him my email address and finally got a hold of somebody to talk to they told me that they needed to get a copy of my driver's license a copy of my social security card a copy of a recent bill from my house like an electric bill that has the address on it and then they would activate the card for me or I can wait 10 days and they'll send me out of check in the mail there is no quick go buy a $200 gift card and just go use it they're a bunch of crooks I don't understand it I'm a truck driver with a hazmat endorsement a TWIC card and been through all kinds of background checks for guns and I think the liberals have one on us with it this debit card background checks that they have never again do not deal with NetSpend

Date of experience: January 2, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that you weren't able to complete the activation process. If you are still needing assistance, please email us at [email protected].

Thank you,
Netspend

Maryland
1 review
0 helpful votes
Follow Tamica W.
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NetSpend Debut Visa
December 30, 2022

I only gave it one star because it doesn't have the option to select zero star. I went to Walmart to purchase a prepaid debit card for my grandson. I noticed the Vanilla visa debt cards were sold out. I had no choice but to purchase this card due to time. Anyone, my grandson wanted to the card to pay for games. Once he got home, he immediately called to say he couldn't activate the card. We took the card back to Walmart only to learn they will not refund my money because it's a vendor purchase,

I purchased the Netspend prepaid debit card at Walmart in West Haven, CT on 12/27/2022. I put $50 on the card and haven't been able to activate it. I've called numerous times only to be rerouted back to the automatize system to repeat the same process over and over. The customer services reps are not helpful at all. One rep hung up the phone on me. I have not received any help. Please advise how can I obtain a refund or use the card.

Date of experience: December 30, 2022
Pennsylvania
2 reviews
1 helpful vote
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Stay Away From Netspend cards
December 29, 2022

I was visiting family and went into Giant food store asking for gift cards, they sold me NetSpend and the children that I gave these to came back to me saying they couldn't use them to buy their gift so I took them back and they would not give me a refund for the cards, I now have 3 $25.00 cards that I cannot even merge as they say I can using flash pay id. I've just wasted a whole day trying to figure out how to use this as online they don't do split payments at most websites and NetSpend support is next to worthless as it seems there is also a usage charge so the $25 cards are worth $23.50 each after their usage fee of $1.50. I will make sure that this information is spread throughout my area and to all my social media contacts before someone else gets stuck like myself.

Date of experience: December 29, 2022
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that. We offer prepaid debit cards, not gift cards.

For assistance, please email [email protected].

Thank you,
Netspend

New Jersey
1 review
0 helpful votes
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Netspend is a fraud company
December 29, 2022

I am going to post this on every website on social media netspend is a fraud company that takes people money I'm going on the radio tv we need to shut thes people down.

Date of experience: December 29, 2022
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that you are having issues.

For assistance, please email [email protected].

Thank you,
Netspend

Minnesota
1 review
2 helpful votes
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Worst company ever!
December 27, 2022

They received a "suspicious"phone call on a Thursday. I was not notified at all. That following Friday my account was hacked and almost 400 dollars was stolen from me two days before Christmas. After money was transferred they then put a hold on my account, they refused to give me any information and I had to call several times to even speak with someone. They also refused to investigate or refund my money. Do not bank with them! They don't even deserve one star but I don't have a choice.

Date of experience: December 27, 2022
Social S. — NetSpend Rep
over a year ago

That doesn't sound right. In order for us to understand the issue you are describing, please email [email protected] with some details.

Thank you,
Netspend

Maryland
1 review
0 helpful votes
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Can't use card after setting up acct
December 27, 2022

I bought my daughter a card and put a $150 on it. She tried to use it and it declined. She emailed the company and they said that there are restrictions on the account and you can't resolve it through email. So she called. They hung up on her. How do you get something resolved when you can't make contact.? So very frustrating. So very sorry I spent $150 on this card. I bought another one for my other daughter and hers declined as well. So now I am out $300 because there is no way to resolve issues. This is theft.

Date of experience: December 27, 2022
Social S. — NetSpend Rep
over a year ago

We are sorry to hear that.

We ask that users be at least 18 in order to activate our cards. Please have the cardholders email us at [email protected] so we can assist.

Thank you,
Netspend

Florida
1 review
4 helpful votes
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Fraud
December 24, 2022

Bought a netspend at Walgreens. It was very difficult to activate and they asked many personal questions including your personal social security number. I stopped when it got to the social security number as this is very risky. They put me on hold and said, someone would be right with me. After 15 minutes no one came and I hung up. I got a charge on my phone bill for the 15 minutes. This is a sham operation!

Date of experience: December 24, 2022
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that you weren't able to complete the activation process for your Netspend prepaid debit card.

Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information.

If you are still needing assistance, please email us at [email protected].

Thank you,
Netspend

California
1 review
0 helpful votes
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Funny how the world works. STAY AWAY!
December 22, 2022

I have had this account for over a decade, I used to "sing their praises" of what a great company this is to anyone that would listen. EVEN THOUGH this card will not get approved at 99.9% of companies offering direct deposit, even though every-time you login online it tells you all about their "wonderful easy to setup" Direct Deposit. NOPE not gonna happen. Including at my company. You cannot rent a car, you can't rent a hotel room, your charged a minimum of $3.45 for every ATM transaction. I just recently found out my account has been hacked for A LOT of money a week before Christmas. There are hundred of APPLE payment going back months if not years, I have not gotten that far in my investigation but going back through my transaction history, it appears this person has had my card information FOR A WHILE, buying gas and food at small amounts so I would not notice. Waiting to hear from the Fraud Department. STAY AWAY!

Date of experience: December 22, 2022
Social S. — NetSpend Rep
over a year ago

If you have questions about the dispute process, please email [email protected].

Thank you,
Netspend

Idaho
1 review
0 helpful votes
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Horrible Card Horrible Customer Service!
December 22, 2022

If I could give zero stars, I would. This is the worst absolutely worse prepaid credit card that you can use on the earth. They charge you for every transaction and if you go online to buy things, they will shut your credit card down and sometimes they won't even issue your money out at all after they shut your credit card down. They are always putting restrictions on the card if you buy things online and you cannot overcome that you have to call in and if you have more than three times that you bought things online they will suspend your card for ever they say they're going to send you your money but this is the second Netspend prepaid card. I've had the first one never sent me my money back. I'm praying that they will send me my money back this time because it's almost $400. That I put on there to buy my grandkids Christmas presents so it's totally ruining the Christmas season this year because I won't get the money back for 7 to 10 business days minus of course the holidays as well. Please do not buy this card. It is the worst ever.!

Date of experience: December 22, 2022
Social S. — NetSpend Rep
over a year ago

Our records show that an agent from our Corporate Office has reached out through a previous review. If you have additional questions or concerns, please email [email protected].

Thank you,
Netspend

California
1 review
1 helpful vote
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Worst company I have ever dealt with
December 21, 2022

After my home burned down I was about to received my insurance installment and since I no longer have an address to receive a check I went with NetSpend to have it direct deposited. I called to make sure the temporary card wouldn't pose any issues, I was told no problem we will order your permanent card and you can use the temporary one until then. OMG WORST MISTAKE EVER! After the transfer was made even after it showed posted they still put a hold on it until I receive permanent card and the day before card was to arrive they rejected the deposit. I am on the street and they are telling me it will take 6 days for it to be returned. WHAT THE HELL IS THE POINT OF A TEMPORARY CARD AND THEY ORDERED THE PERMANENT ONE JUST TO USE THAT REASON TO DENY THE TRANSFER. THESE PEOPLE ARE CLUELESS AND EVERY PERSON I SPOKE TO GAVE DIFFERENT REASONS. NETSPEND IS NOT A BANK AND DOES NOT OPERATE LIKE ONE. THEY ARE Fraudulent AND WILL TAKE YOUR MONEY

Date of experience: December 21, 2022
Social S. — NetSpend Rep
over a year ago

We're sorry to hear about the issues you are experiencing.

We'd like to look into this further. Please email us at [email protected].

Thank you,
Netspend

Maryland
1 review
2 helpful votes
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SCAM
December 19, 2022

It's a joke and a scam, it's just impossible to active the so called "debit card"... I'm surprised how a legal scam is going on in the grocery stores... they place their joke cards besides the gift cards to get customers confused... after dealing with fake customer service and the groceries store... surprise... you get to know there's no refund and you just lost your money

Date of experience: December 19, 2022
Social S. — NetSpend Rep
over a year ago

We don't recommend posting card information on public websites.

Our records show that one of our agents was able to assist you. If you have additional questions or concerns, please email [email protected].

Thank you,
Netspend

Florida
1 review
1 helpful vote
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Don't do it
December 19, 2022

I purchased two of these cards from Walmart and tried to activate them multiple times through their telephone Representatives. None of these people would help. They just continue to send me to an automated system that I repeatedly told them is not working for the cards. They refuse to help and now I can't return them to Walmart and I have no money and no card. Do not get this card

Date of experience: December 19, 2022
Social S. — NetSpend Rep
over a year ago

We're sorry that you weren't able to complete the activation process. For assistance, please email us at [email protected].

Thank you,
Netspend

Texas
1 review
0 helpful votes
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Rated a 1 because I can't rate a zero
December 15, 2022

This company is built to defraud its customers. I mistakenly bought a "gift card" at Walmart last Christmas only to find that it required all kinds of verification before activation (they wanted a copy of my SS card?). After finally getting the card activated, I foolishly didn't try to use it for several months, in which time the balance was depleted by the high monthly fees. When I did try to use it, it was rejected because the intended purchase amount was higher than the balance "plus applicable fees". No idea what the amount of the fees are, but the purchase amount was below the balance (why are there fees to the user on a debit card anyway?). Then, the card was blocked for unspecified suspicious activity (I tried to log in to my account). After spending 45 minutes being passed around, I was told I needed a copy of my SS card, verification of address, and IRS verification. This is a joke, and I would laugh, except that they are preying on the weakest in the socio-economic chain. Even their customer service methods are designed for people to drop off calls. I am really surprised Walmart would do business with this company. I supposedly am going to get a check for the balance on the card in 7 business days (yeah, right).

DO NOT DO BUSINESS WITH THIS COMPANY!

Date of experience: December 15, 2022
Nebraska
1 review
1 helpful vote
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Account access
December 14, 2022

They locked me out of part of my account and I don't have a physical card and can't recover it they were so rude to me on the phone and I'm not one that likes to tolerate rude. So as I tried explaining to them for the fourth time and then putting me from one person to another they hung up on me. And my problem is still not results can anybody suggest what a good banking solution would be online?

Date of experience: December 14, 2022
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that. For assistance, please email [email protected].

Thank you,
Netspend

California
1 review
0 helpful votes
Follow Dan R.
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This company takes advantage of consumers by enticing them with the promise of a bank account or gift for their loved ones and then makes it basically impossible to activate the card. They ask for detailed information about the cardholder and at the end of the process they claim they cannot verify the information. It begins when you select the option to activate the card online, but wait, something went wrong-please call this number. After calling the number, which also happens to be the number they direct you to to file a complaint, you wait on hold for 45 minutes. When you are finally connected to a representative, that person cannot speak or understand english. They also appear to have problems hearing. They ask for all of the same information, making you repeat it several times. At the end of this ordeal, you are told that they cannot verify your information and you must submit some document…. I could not understand what she was saying. I asked multiple times for her to clarify and then she hung up on me.

Date of experience: December 10, 2022
Social S. — NetSpend Rep
over a year ago

Netspend offers prepaid debit cards, not gift cards. Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information.

If you have questions about the activation process, or if you are still needing assistance, please email [email protected].

Thank you,
Netspend

North Carolina
1 review
0 helpful votes
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Netspend takes advantage of poor people
December 10, 2022

Netspend has kept my money by locking my card for months. They needed proof of identity. I sent that. They rejected the address info like three times. I used a letter from the IRS. They refused it. I sent a letter from Social Securty Administration, they rejected that. I sent a letter from the Department of Social Services. They rejected that. There is an intentional effort on the part of Netspend to keep some account holders money by the constant frustration of people who need the service the most but are less likely to sue because they are poor. I don't believe the amount of reviews i see that claim five stars. Not with all the complaints and lawsuits i see online. Here it is Christmas and i am being scammed by Netspend, a corporate bully. My name is Stephen Allred and i urge you to cancel your Netspend card. They take advantage of the poor. I swear to God almighty that this is a truthful statement

Date of experience: December 10, 2022
Social S. — NetSpend Rep
over a year ago

Our records show that an agent from our Corporate Office has reached out. If you have additional questions or concerns, please email [email protected].

Thank you,
Netspend

Tennessee
1 review
0 helpful votes
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Warning Scam
December 9, 2022

Don't use this company! You can only use half the money loaded to card. This company steals the rest of your money.

Date of experience: December 9, 2022
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that you are having an issue with accessing your funds. Please email [email protected] for assistance.

Thank you,
Netspend

Colorado
1 review
0 helpful votes
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False advertising
December 8, 2022

I had netspend for a while haven't use it. Got a cash deposit text says available. Went on date trying to get it n cant says contact them. They should text available upon calling so lame

Date of experience: December 8, 2022
Social S. — NetSpend Rep
over a year ago

If you need assistance or having question about your card, please email [email protected].

Thank you,
Netspend