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I am currently in negotiations with my counselor to submit final documents to the lender. These people are very diligent and focused on every detail.
Many folks have become happy homeowners. Try for yourself!
NACA is a great 1st time home buying program. Not only does NACA help with matching you with the right and affordable mortgage, they also prepare you for home ownership. NACA was able to work thru the pandemic and provide services remotely and safely. NACA does require paperwork but the home is rewarding.