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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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Andrea was very kind and very helpful. She made you feel very comfortable. Very knowledgeable. Worked to get dates changed and did
The person I spoke to Andrea G was very courteous, helpful, knowledgeable, and pleasant to talk to in regards to me finishing up the process of my loan.
Andrea G was very helpful and fully disclosed details of loan as a repeat customer wish I could have a discount though
Iam patricio. Thanks Andrea G your service was great. You help me out o lot to get my new loan from money key.
I GOT APPROVED FOR A 500$ LOAN AND AFTER PAYING OVER 80$ SINCE JUNE I REALIZED THEY WANT ME TO PAY 3x AFTER GOING TO MY ONLINE ACCOUNT THE AMOUNT BACK WHICH I FEEL IS BS I WILL BE CONTACTING BBB
Andrea gave me excellent service. I've used their services before and was pleased with every aspect of it. I highly recommend them!
Yalda assisted me in my loan and was knowledgeable and took only a few minutes to complete this transaction. She made it extremely simple. She is a great asset to your company.
Andrea proved to be patient, kind and professional. She helped me to change my password and log into my account. She also made me aware of ways to reduce the overall re-payment charges. Thank you representative Andrea.
Fast Service. Wish I could do the payment and reloan all on line instead of having to call in to make payment
Irene assisted me today with getting approved for loan. She was very profesisional, knowlegable of the process; which made everything very quick an super easy! Thanks again irene!
Very helpful and patient customer service from the rep Yalda. She made the experience very easy to understand
Irene H provided quick service for my request. Thank you for your friendly interaction and approval of my request
Irene was very helpful. It has been over 90 days since I had gotten a loan from Money key. But my bank wouldn't verify information over the phone. So Irene helped me and told me to screenshot my info through email. I was more so irritated with my bank, but Irene H. Helped with that situation. Thank you!
Autumn
Process was quick and easy. Your associates were friendly. The process was quick and trouble-free. I would definitely recommend to others in their time of financial need.
I talked with a lady named Irene.
She quickly reviewed my case and found out that she could offer me what I needed. And then proceeded to make it happen very quickly.
I was very relieved to have someone so efficient and effective to help me
Thank you very much.
Great fast service. Irene was efficient and friendly. Accurate and made sure that I required nothing else.
I called because I was making my last payment and needed a bit more funds. The agent on the line was so helpful and was ready to confirm with my bank so I would not have to wait till the next business day. MoneyKey is quick and easy, great agents to work with!
Loaned me the money I requested!
I was help by yalda she was very nice and answered all my question with no problems they are wonderful.
My name is Eloise. Applied for a small loan, under $1,000. Application gives the impression that credit rating is not a determinate in the approval process. I saw no posted minimum requirements, prior to, or after submitting my loan application. I was denied the loan. Why? I believe that the offering is intended to disceive.
Hello Eloise,
We apologize for your experience and appreciate the feedback as it helps us develop and refine our services to meet the needs of our customers. We strive to be transparent throughout the application process and our FAQ page details some of the minimum requirements that are required to qualify for a loan – other requirements may apply depending on the product. Please do not hesitate to contact our Customer Care team at 1-866-255-1668 so that we can address your specific concerns directly. Thank you.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.


Hi Renisha,
Thank you for your feedback, we are sorry to hear that you’re unsatisfied with your experience. At MoneyKey we aim to be as transparent as possible when it comes to the terms & conditions and payback expectations on a loan product. You can contact us directly at 1-866-252-5578 ext. 2197 or visit our Rates & Terms page https://www.moneykey.com/rates-terms.php. We’d happy to help you with any questions you may have about the interest and fees on your loan product.