ISEC Wealth ManagementReviews 103

Answer: Oh, there are lots of them. 1) Government bonds. These are the long-term investing instruments that particular countries issue to raise money. For example there are 5-years, 10-years and 30-years US treasury bonds. They have various yield rates. Government bonds yield is coupled with the national bank's interest rate. This type of asset is considered to be highly secure and conservative. 2) Corporate bonds. The principal of corporate bonds is the same as government bonds. It's the debt obligation of corporations. The main dissimilarity from stocks is that corporate bonds don't give you the part of a company. You get only interest from the bond, no matter how profitable the company is. 3) Equities of the companies. ISEC invests in shares of different companies with different yield ratios to diversify the overall assets in your portfolio. Therefore combining various instruments with various characteristics. ISEC wealth management using mathematical models achieves the required portfolio interest percentage.

Answer: I, too, established the goal of retiring early. In the beginning, when I had free money. I start with F. I. R. E. movement, but once my income became bigger - I tired of FIRE strict rules. I chose ISEC WM Balanced investment model with a yield of 9-10% per annum as it is hard for me to think of investing each month and I'm okay to share some profit for service. And I'm Okay to work longer but spend life with a pleasure ;)

Answer: If you have the account with them, you can always see it, the performance. They give full transparency, can even see which stocks/bonds your money is invested into. For performance, I think they aim to beat S&P500 most years. But some years they beat them by a lot. One of the years was +30% for me, some were +28%. But that is outliers, and not all years are profitable. One time was almost -20% at one point in time (was a month during COVID). If you would withdrraw during that month, you would be actually losing money. But the end of that year was green as well. Still.

Answer: It depends on many aspects, you cant expect super high returns, it is all about balancing between risks and returns... When I first referred to them, my main goal was to preserve capital and at the same time to have steady growth. WHile consulting with portfolio managers, we discussed the limits, like what kind of drawdowns I would tolerate, my preference and etc... then, the managers came up with different plans... I chose the most robust one, it was recommnded by them too. So, the year 2025 was net positive, my portfolio ended up 23%... not super high, but most important it gew quite substantially.It was good, taking into accout stock market swings, and Trump tariff uncertaintty... beat inflation for sure

Answer: Delivering consistent returns with reduced risk and volatility is one of their main objectives, so nope, you wont see wild swings in your portfolio like +80% and then next day -90%... crazy👀. Ahah, they are not bying some meme coins lol or allocating capital to some illiquid and unheard of securities that are sort of pump and dump schemes... ISEC WM is a reputable firm whose main goal is to grow capital with contained risks. Ofcourse there is no chance that any risk is eliminated and that eveyr day your capital invested with them will go like mushrooms after rain... but i have 40k invested here, and i wont tell how much it is worth now, but i can tell that there was no wild jums and busts in returns., surely though in some periods the balance was negative on a day to day perspective, but it was minor, the drawdown, if we take monthly or quaterly periods, was not smth that I would sweat about here. And when u invest here, u can can get involved too, just tell what your needs are, are you risk tolerant, or risk averse, these things are important to know for experts who build the portfolio, be proactive.

Answer: Nope, all you have to do is replenish money for making up an investment portfolio and communicate with their managers to be aware of all changes, buys or sells and other actions. All the job will be done by their team, you will be able to choose between 4-5 strategies, from conservative to aggressive ones. The coolest thing is you can just log into your personal area every day, week, month and you’ll see what stocks they sold or bought and in what quantities.

Answer: That's a very broad question, as the clientele of isec is very varied in nature(or so I think). There is no fixed fee and the way they earn money is by charging a commission on your portfolio's performance every year. If, let's say, you deposited 10k dollars and your yearly return was 10%. Then, in this case, the fee will be deducted from the 10%. But as there is no fixed fee, the conditions could be different for clients with bigger portfolio sizes(at least that would make sense).

Answer: You can definitely trust isec wealth management company, because they are not any wm company without any legal documents. They are regulated by the Cyprus Securities and Exchange Commission, and provide legal financial services for people. On top of that, they have a segregated account where they keep investors' funds. To keep it simple for you - a segregated account is basically a place where your money goes. And what is important is that the company can’t access your money in any way, hence, nobody will touch your money.