VeteransUnited

The calls are relentless and they won't take no for an answer. I posted an image here. I finally cleared up most of my calls, which they flooded me with relentlessly for DAYS! I finally blocked these fools, but I am sure they will come back from a different number...

My suggestion is to block these people on the first chance you get.

I applied online, gave them all of my info, went through pages of it and sent in documents. Then they connected me to someone (clearly a bot) who asked for it all again. When I asked why, they just asked the same thing over and over like a broken record. Listen people, you either took my info, or you didn't. If you weren't going to take my info, then don't ask me. And no, I do not need to give you permission to share my social security number with anyone.

This company is no different than any other company that lures you in with promises. This one is worse, because they claim to help veterans build credit. They will not. If you do have Al have the credit rating for a mortgage loan they will never return calls or emails. They do not care for veterans at all.

A WARNING TO ALL THE STARRY EYED, IDYLLIC NEW HOMEOWNERS: Veterans United has ruined our lives. They claim to be dedicated to the military and veterans. They are NOT! When unique challenges of military service complicate things, they turn their backs on the very veterans they promise to help. After 5 years of being loyal customers, with a perfect payment history, Veterans United is poised to ruin everything we have built in our adult lives. We bought two homes with VU, and loved the company, they were wonderful. We had every intention with buying another home with VU. Then, after 5 years, we received orders and put our home on the market. When multiple potential buyers of our home couldn't get financing, and the housing market in Hawaii crashed, we were forced to PCS with our home still for sale. With a short term rental secured until our home in Hawaii sold, and we could buy a new home at our new duty station, we were still hopeful. Unfortunately we took an almost $4,000 a month pay cut when we PCS'ed, and the cost of our mortgage in Hawaii and rent in our new duty station became too much. We called Veterans United multiple times explaining the situation and asking for help while we struggled to pay both rent and our mortgage. We were assured we could get a short term forbearance and suspend payments until our house sold for up to 6 months, problem solved. Renting our home in Hawaii was not an option since we were going planning to buy at our new duty location. In the interim we accepted an offer on our house in Hawaii. Knowing we had a closing date, we called VU again and they said the forbearance was set. Trusting the VU on that call was our next mistake. They said the forbearance we taken care of on our account and they would send over paperwork to sign and it would be done. Instead they reported our home 30 days late to the credit bureaus, tanking our credit 100 points. We called again and explained that due to our required military ordered PCS we were forced to relocate and couldn't pay both rent and mortgage, we explained our home was in escrow to be sold, and we explained we had been told by VU we were in forbearance and payments were suspended. During this call they said "we are sorry our associate told you that, but there's nothing we can do to help you." They then told us a forbearance couldn't be completed until AFTER we closed on our Hawaii home because there wasn't enough time. We called again on another day, and they were equally unhelpful. The associate said "If I had a magic button to fix this for you I would, but we have nothing we can do to help you." He so said "Why didn't you ask for help in July?" He then said "Can't you just get a family member to pay us?" Guess what VU, we tried to reach out to you for help! And we were told several weeks ago we were granted a forbearance to suspend payments! We are closing on selling our Hawaii home on October 5th, so we told the associate that everything would be paid off then. How could there seriously be NO programs to help servicemembers who are forced to PCS and now stuck paying for mortgage and rent?! Then associate we spoke with today said, "Nope, we won't close your account the day you sell your home because we won't get the loan payoff money that day. And if you don't pay us by the 5th we will report you to the credit bureaus for 60 days late." So even though the home will be sold that date, they're still threatening to report to the credit bureaus. Meaning we won't be able to buy a home again for years, if ever, and our credit will tanked so badly we won't even qualify to rent. So thanks to VU we may soon be homeless. On September 27th, we paid August and September payments in full. We were told if we paid them, the 30 days late would be removed in a goodwill deletion/pay to delete. Now VU is refusing to do this. I had an interesting, unhelpful conversation with Josh today. Even though our account is current, so far he's refusing the fulfill the goodwill deletion adjustment. So we moved Heaven and Earth to bring our account current in good standing to accomplishment h a goodwill adjustment pay to delete and now VU is pretending they can't fulfill this simple agreement. He said he'll be back to me in a day or two, let's hope he does something right on behalf of his company. Today my husband talked to a different Josh who was absolutely horrible to us! He said he's unwilling to help, supports us being homeless, and if I don't like it to hire attorney.

My buyer just finished signing his loan documents and will be closing escrow today! - he has been in escrow on a short sale for nearly a year (long story), Cody Smith of Veterans United stuck with him for the entire process; we finally received short sale approval along with a foreclosure trustee sale notice - Cody had less 22 days to get a VA appraisal & the loan through underwriting and approved... there were doubters on the listing side but the Buyer & myself had full confidence in Cody & his team. Cody remained calm when everyone else was in a panic. Today the buyer happily signed escrow documents 6 days ahead of schedule! Woo-Hoo!
I cannot express my thanks loud enough for Cody Smith. He is awesome. I will definitely refer my clients to him. He deserves much more than 5 stars!:-)

Very good experience with my 1st home purchase using Veterans United. Everything went smooth and they were very professional and courteous. They did an excellent job in managing the paperwork, getting me all the papers I needed it in a timely matter, and working with all outside parties that were involved in the process without delay. They encourage me to ask questions about anything, and I did (many times), and they had no problem answering any of them. Best of all, we closed early! I would definitely recommend them to anyone who is trying to purchase a home through the VA. THEY WERE ON THE JOB!

As you know, buying a home is a very stressful situation. I cant express enough how Veterans United made it the best experience ever. My loan officer ( Patrick Richardson) was kind, considerate, caring, very very patient, informative, and always kept me posted. Him and his team are awesome. Through Veterans United I was linked with one of their realtors ( Ann Carlson). All I can say is OMG. She is one of the sweetest woman I ever met. Very knowledgeable. Between Patrick and Ann, I couldn't have asked for a better team to be on my side. I would recommend them and their companies to anyone I know. I cant thank them enough for all the hard work and dedication they put in to make my dream come true. Last but not least. After my closing was done, Veterans United did not make me fell like just a person they help get a loan. They still checked on me and emailed me to make sure that I was still happy and satisfied after closing. I didn't feel forgotten after the deal was done. Thank you Veterans United.

My wife and I want to say "Thank You" Veteran's United for treating a Veteran's family, ours, like we really matter. Judging from the wonderful customer service we received from Justin Napier, and Mason Maddox, I am sure that is just your way of doing things. We had spoken to other banks and credit unions, but your team has the right "attitude". Oh yes there was paperwork, but instead of making us feel like we being investigated, we felt like we were sharing information. Every part of this experience was professional and made easy for us. Because you guys know what you are doing the process went fast and it was over with genuine appreciative laughs. So thank you again, it was truly our pleasure.