Clicklease

I've dealt with them for roughly 3 years. I initially needed a smaller loan but got pushed into a bigger loan. I was told the loan was for a credit and that it would've been credit based. I ended up paying far more than the equipment was worth. They have ridiculous late fees and will call you several times a day even before normal service hours despite having contacted them. They are crooked, malicious, and predatory lenders who will try everything to squeeze every cent they can out of you.

I requested payoff amount, sent cashier check by registered mail requiring signature. Now they refuse to show credit for the cashier check from Chase Bank and are still trying to collect monthly payment. I have had to resort to legal counsel. This company is not shady, their BLACK!

AS A FORMER EMPLOYEE IN UTAH I HAVE WITNESSED THE FOLLOWING.

They use STOLEN identity to fund accounts, then ask people to add secondary on account MASKING stolen ids.

They hired me as a felon and held that over my head for their wrong doings.

They treat customers as less than, behind their backs, they not only MAKE FUN of customers but also discriminate customers who have medical conditions " one time supervisor asked me jokingly to request medical records from a customer who could not pay at the time"

In training they teach us how to shake customers down for money in a non human/caring way.

They have their call center in Costa Rica for a reason.

They fired me after I entered a serious complaint.

RUN RUN RUN!

CONFIDENTIALITY DOESNT APPLY TO CRIMES/WRONG DOINGS!

They address customers in their system as ROSE once again deliberately hiding the true identity of the customers in their system.

For example a person stolen ID of person called Josh Robin Smith, a female uses name Robin when calling in when you look at the ID it's an African American male senior citizen who is 79 years old and not the female, yes THEY FUND ACCOUNTS JUST LIKE THAT!

I have reported it to the attorney general in Utah because I have come acrossed way too many accounts like that!

They deliberately ask us to LIE to customers to tell customers that DMV is running behind and don't have license plates yet - they ask us to tell customers that our "Tittle and Registration department"is working on their case to get their license plates when in reality we don't have anybody working on anything as this department don't even exist and consist of a couple of people sitting around their desks clueless of what should be done and most of the time will only LIE to get more time out of customers.

They build new profiles on top of stolen identities as " secondary account users" totally masking the stolen ids used to fund accounts. So if you use stolen id to open account and call in later and say you are adding someone else as a secondary user, you provide the new info like date of birth, name etc voiala with the help of ClickLease you just not only committed a crime but also illegally got funding!

In theory they say not to use cellphones to protect customers identity within the company but EVERYONE DOES USE IT OPENLY, including myself. I have witnessed people taking pictures of computer monitor where "customer's information" were stored, needless to say they could care less as long as you do as you're told 🤫

They DO NOT report to credit bureaus so they can stay under the radar!

I saw many practices in their that made me scared for my life in dealing with them, this is going unnoticed!

THAT'S THE CLICK WAY!

PS: This is my honest truthful review, this is my freedom of speech based on the horrible experience that I had at that place. This is not a defamation of character by any means, this is my freedom of speech and my experience based on true facts and events that took place and are still going unaddressed.

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I got suckered punched, I wanted to start a Fingerprint Business. When going through the process I felt rushed and not informed on the cost not until the end, which I had signed the contract. No backing out. I made a bad choice so I figured for the computer and the Fingerprint machine it shouldn't be that much. Yikes it's like I brought a new car, Mercedes fully loaded. Sticker shocker. They overcharged for everything and the interest and the length of the time of the loan Ridiculous. I tried to make arrangements (no response). I was having financial issues and asked not to hit my account they did. I did a stop payment (didn't work) They have a way to go around that. The bank says once they have access to your account, clicklease uses another business acct # to get payment. To get RID of them you would need to close that account (period). At this point they can call, email etc. I will go to court and pay them 10.00 a month. This company is not up front about cost, read all the fine print. Better yet don't do business with them.

Horrible people, they not honest and their contract is not clear so you can get confused easily. Hire an attorney to read your contract before you sign anything. They are shark loan and predatory lender.

Doesn't take responsibility for anything, insurance is on you, changes documentation free and then makes you payback double of what you borrowed.
Just waiting to join a class action lawsuit.

I wish I had seen these reviews before I started my lease with them 3 years ago. They are harassing me because I refuse to pay the last $300 at this point to own the $3,000 worth of equipment I've already paid $7,000 for… they call me every single day 10-15 times a day from different numbers (so much so I'm having to change my number), have authorized fake transactions to my husband's bank account which I eventually just had to close because they continually overdrew it with NSF fees because we were no longer using that account. I told them I lost my son and paid 7k for a funeral and I could barely afford to keep my lights on let alone pay them at this time and they asked me "well when can you make a payment". I hope the ROT!

They don't give you a good amount of paperwork or clear paperwork they leave stuff out on purpose it's not till I'm 33 months in I realize I've paid 16k for 10k borrowed so I inquire about my payoff which is 6700 my final amount paid will 21k when it's all said and done so stay away from clicklease

I purchased a kettle corn machine from kettlecornequipment.com and was totally mislead by both kettle corn equipment.com. They make you believe you are paying just for the equipment with a no interest loan. I asked the sales rep from the kettle corn company if I could pay it 6 months after I had the machine she assured me it would be fine. Fast foward 9 months later mins you I ordered in 1/2/23 and didn't receive my equipment until 5/1/23. I asked for a payoff amount was I was expecting around 6 k I've been paying 420$ when the loan amount said 385$? The loan and original amount invoiced to me was 10k. I was dumbfounded when I heard I owed 13,700 on equipment that cost 10,000. I called and said there is some mistake I never seen any writing about interest rate percentages anything in their shady contract. The lady on the phone said well you signed the contract so understand it. Really are you serious I don't understand how you guys sleep at night ripping people off trying to start a business. The good thing about this is I caught it while I was about to pay the amount off. I stopped payments through my bank and forwarded all my correspondence with both shady companies to my attorney! These people are scum beware

Highly recommend RIPLEASE (Clicklease) if you want to get ripped off!

Do you want to pay sales tax when the equipment you're getting it from does not have sales tax? Go with RIPLEASE (Clicklease).

Do you want to agree on the amount they show you, ONLY to realize later on you will be paying more? Go with RIPLEASE (Clicklease).

Do you want to pay 50% on top of the amount you need to pay for the equipment you are trying to lease? That is about what you will expect pay at the end of your lease. Yes, go with RIPLEASE (Clicklease) if you are ok with that.

If you say no to all of the above, I suggest YOU STAY AS FAR AWAY AS POSSIBLE FROM RIPLEASE (Clicklease)!

I got a loan from Clicklease for an aprox 3000 item. I specifically asked if I could pay the loan off early to reduce interest fees. I was told yes, and that the first 6 months was same as cash. Fast forward to a year later and I call to get my payoff amount and the payoff (AFTER OVER A YEARS PAYMENTS) is almost double the original amount. I was told today but Clicklease that it is not a loan but after the first 5 of 6 months it is a lease and not a loan so there is no interest. This is loan shark type lending over 50% markup and was misrepresented to me.
I am sure that all of this is in the multiple page legalize document they sent to me and I signed, and I I have to take legal responsibility for not reading or understanding it correctly. But this is not what they told me verbally to the questions I asked prior to signing.
RUN AWAY from Clicklease. They are a predatory lender and will rob you blind.

This company is a scam they make you pay more than you owe so my bill for the equipment was 1662. They lease says I have to lease for the terms of 33 months so I have to pay 101 dollars for 33 months then in order for me to own this it looks like I have to pay an additional 300! After using cheap equipment that only lasted 1 month I have equipment I'm paying for that is not worth 3333 but I have to pay the lease out and then if I want to own( which I would never) I would have to pay another 300! Which would be 3633 plus the money I gave upfront! This is bull$#*!! Please if you have a lease with them let's start a class action lawsuit as the seller and the lease company are getting over on people! I've warned you! No matter how bad you need the equipment borrow money before you use them!

STAY AWAY FROM THIS COMPANY!
My balance was 5085 with the early pay off if not a total of 10,000$. Made my payments summing up to a total of 1356$ leaving a balance of 3729$. I spoke to a representative about my last payment he said when you are ready give me a call and i will do the math and all your payments apply to your early pay off. So when I was ready to pay off my early balance to avoid paying double but guess what? The monthly payments DO NOT APPLY TO YOUR EARLY PAY OFF! They basically trick you into a way of scamming the customer out of the money and forcing you to pay double for an equipment that isnt worth that price. I spoke to multiple people and they all avoided me speaking to a manager. I finally spoke to JC one of the managers and same thing they all basically say its your fault for not reading the contract. Thats my fault your right BUT ITS YOUR FAULT FOR SCAMMING PEOPLE AND HAVE OTHERS LIE ABOUT SOMETHING THAT YOU GUYS DONT OFFER! Now put a simply scenario i owe 5,000 for 4 months i pay 1000$ i owe 1000$ when you call and say this is your last payment they say oh no you still owe 5,000 those payments dont apply! WHAT KIND OF SHADY, SCAMMING $*{€+ is that!? STAY AWAY FROM THIS COMPANY NEVER WILL I RECOMMEND OR REFER ANYONE TO THESE CROOKS! Sad part is i have more equipment i need but i will never do business with these thieves again!

Don't waste your time! At the end of the loan you would have paid double if not more than the original loan was for! The contract was not clear and they way it was explained to me originally was not completely honest on their part. Please beware and use another lender!

4/25/2022 I purchased a pemf machine from magnawave and they linked me to their "partner" for a straight loan. The machine cost was *******.00 I put 4100.00 down I owed 6000.00. After several failed attempts to get account access I finally got through. After 14 payments I owe 50% more then I borrowed. The best part.of the contact with them they are going to strong arm you into UNDERSTANDING the contract. I understand that After the balloon note I will have paid 1 and 1/2 times what I owed. I don't have bad credit I can purchase whatever I want. There are no clear terms on the contract or no one would sign it. They charged me lease on equipment i did not receive for 6 months. So the buy out at 5 m9nths was impossible i did not have the equipment. I can prove everything i say. I have reported them to the ark attorney General, ark dep of finance (they changed the payment to charge tax yet there's no tax records for them), ark BBB, ark secretary of state, dept of Justice, the federal trade commission, Securities exchange commission. IF YOU ARE A CLASS ACTION ATTORNEY, PLEASE SUE THIS PREDATORY LENDER THAT HAS ZERO DISCLOSURE ON THEIR CONTRACT. Look at the illegal contract I attached.
I have asked for the invoice that's on the contract after weeks I received the quote document with a changed number. They have no idea what equipment they own.